Yes, it’s that time of year again. The holidays are quickly approaching, and if you are like most people you haven’t even begun to sort out what you should be purchasing for everyone on your list.
Once you start to make the list you may start to wonder just how you are going to come up with the money to purchase all the items for all those family members and friends. This can be a stressful time for many people, but if you know the secrets of putting your best credit cards forward to save on holiday shopping you don’t have to deal with the stress.
While many people are afraid to use their credit cards around the holidays, thinking they will be in debt well into the new year, if you know how to use them wisely you may be able to save a bit of money by using them. Here’s a look at some of the most popular ways to use the best credit cards to save:
Travel Rewards Credit Cards – Whether you are the one with a travel bug or someone in your family has been talking about that place they would love to visit, you can use your travel rewards credit cards to make someone happy this holiday season. If you have been using the card all year you may have enough miles to give that special person a ticket or accommodations to their dream destination. If you’re the travel enthusiast, you should be putting a lot of charges on this card and then cashing in on the free trip from doing spending you were going to do regardless.
Catalog Credit Cards – If you never wanted to leave your house to do your holiday shopping that would not be too tall of an order. There are so many catalogs that start pouring in through the holidays that you could shop for nearly anything and everyone on your shopping list. But why not take advantage of some of those extra deals they are offering. Many catalogs are offering special deals if you sign up for and use their catalog credit cards. This is a great way to get even better deals on holiday purchases and many of these cards offer special rewards for purchases that you can take advantage of.
Cash Back Credit Cards – If you prefer the hands-on approach to shopping, you may want to just have cash in hand to get it done. You can have this if you have been using your cash back credit cards all year long. These cards are the ones that will keep putting money into an ‘account’ for you as you spend. If you’re smart, you have been putting household bills on these cards, then paying them off at the end of the month, and letting the cash rewards build up.