• Credit Card Interest Rates: Up for Negotiation
    Credit Card Tips

    Credit Card Interest Rates: Up for Negotiation

    Don’t like the interest rate on your current credit card? There are a few ways to change the amount you are paying on the money you borrow through a credit card company. Low Interest Credit Cards A lot of people just get used to the credit cards they have and stick with them year after year. While loyalty is great, if it’s costing you in the long run it may be time to make a change. If you have a pretty good credit record, you may well be able to ask the credit card company to offer you credit cards with lower overall interest. There are plenty of these cards…

  • Keep Your Eyes Open To Keep Your Credit Card Safe
    Credit Card Tips

    Keep Your Eyes Open To Keep Your Credit Card Safe

    How often do you take a close look at your credit card bill? If you think you don’t need to, Actor James Woods would disagree with you. The actor was looking at his credit card bill and found that there were thousands of dollars in charges that he had not put on the card. Some of them were for items such as a computer, and tickets to a rock concert, VIP tickets of course. Woods, who plays a lawyer in the TV show Shark, decided to do a little investigating, using the tips he learned in the TV show. He called the concert venue and told them he had not…

  • Getting Credit Cards that Help Your Bottom Line
    Credit Card Tips

    Getting Credit Cards that Help Your Bottom Line

    The keys to credit card use are using them responsibly, knowing what you are spending, and, if you can, getting your credit cards to work for you to keep your spending in check. If you are like most people, you are struggling to get by from month to month. It seems as soon as a check comes in, it goes back out again to pay the bills. The only way to get out of that cycle is to take a deep look at how you are spending and making money and make changes to allow you to get ahead. Know Your Expenses The first thing that you have to get…

  • Know Your Due Dates to Keep Good Credit Credit Cards
    Credit Card Tips

    Know Your Due Dates to Keep Good Credit Credit Cards

    Many people like to blame credit cards for all their financial problems. Somehow, they have come to a conclusion that if they did not have credit cards, they would not be in the financial hard place they have found themselves in. But the truth is quite the opposite. Credit cards can be very useful and financially helpful if you use them responsibly. One of the biggest problems people have with their credit cards is due dates. While people don’t have a problem pulling out that piece of plastic and saying ‘charge it’, they seem to forget to write that check on time at the end of the month. When it…