The Advantages of Credit Advisors

The Advantages of Credit Advisors

Credit Advisors offers a unique full support debt negotiation process that helps you find a way get out of debt as quickly as possible. Unlike debt consolidation, credit counseling, debt management or bankruptcy, debt negotiation or debt settlement can have you debt free in as little as one year and does not require you to continue paying interest on your debt.

In addition to merely helping you find a solution to your debt problems, Credit Advisors offers an extensive and easy to use financial education program aimed at getting you back on the road to financial freedom so that once your debt is paid off, you will stay out of debt forever and be in control of your finances.

Here are just a few of the advantages Credit Advisors offers:

  • Interest free debt settlement program, unlike debt consolidation
  • You can be debt free in as little as 12 months
  • Up to a 50% debt reduction
  • 100% paperless process
  • IAPDA Certified Debt Negotiators
  • Easy to follow budgeting system to get your finances in check
  • We inform all of your creditors that we are legally representing you and will represent you for communication
  • You determine your own low monthly payments
  • Gold Member of International Association of Debt Arbitrators
  • Full Service, Completely Comprehensive Program
  • Financial education program
  • High Customer Retention Rate
  • Hassle free, easy to follow program

Complete Debt Solutions

Complete Debt Solutions

Credit Advisors CAN HELP YOU Find the Best Solution for Your Mounting Debt.

Credit Advisors delivers complete debt solutions for people whose lives have become overwhelmed with unmanageable debt. We understand that it is all too easy to let mounting debt gain control of your life—that is why we work hard to put you in touch with a program that meets your specific debt needs. At Credit Advisors we can get you the help you need and put you back in control of your finances.

Whether you are struggling with medical expenses, huge credit card debt, unemployment, reduced income, divorce, or excessive interest rates, Credit Advisors has a solution for you. Accredited, certified debt negotiators at Credit Advisors approach each situation individually with the knowledge and understanding required to help you begin your own personal journey to financial freedom.

The team of debt counselors is dedicated to helping you find a debt solution to your debt problems that can save you thousands through debt negotiation, free credit counseling sessions, financial education and budgeting systems. To provide you with the information you need to make the best decision for your particular debt problems, we have spent countless hours creating the following pages so you better understand the many options available for alleviating debt, such as debt consolidation, debt settlement, credit counseling, and bankruptcy. We’ll also help you determine which debt relief option fits your goals and needs best so that you can begin the process of getting out of debt right away.

The team is dedicated, first and foremost, to helping you find a solution to your debt problems. The following pages will help you better understand the options available for alleviating debt, as well as inform you as to which may be the best for your specific goals and needs. Credit Advisors also provides telephone and chat services that will put you in touch with a consultant who can answer any questions you may have regarding the various debt solutions. But for now, the following pages are an excellent resource for learning which debt solution is right for you.

Credit Advisors Offers:

  • Free Credit Report
  • Free Credit Consultation Services via Telephone and Internet Chat
  • Full Service Debt Negotiation Program
  • Interest Free Monthly Payments Determined by You
  • Easy to Follow Budgeting Program
  • Extensive Financial Education
  • Referrals to Best Finance Products

Credit Advisors can save you thousands by working with you and your creditors to negotiate your debt to a level significantly less than what you owe, establish interest free monthly payments determined by you and get you back on the road to financial freedom.

Should I Check My Credit Report?

Should I Check My Credit Report

Should you check your credit report? The answer to that question is a definite YES.

You should check it. You need to know what it is if you are to stay on top of your financial situation.

The importance of knowing your credit score and your credit history is paramount. The difference between a life with good credit history and a bad history can be translated in to thousands of dollars each year.

If you find yourself in a situation where you realize that your credit score is going down south you need to get your report so you know what’s what and where to begin if you want to do something about it.

You are entitled to one free credit report each year but you have the option to pay a small amount and that will give you the possibility to keep a closer eye on things while you do your best to get up and running again.

So there is no reason to wait any longer. Get your report as soon as possible and learn what’s important and what’s not. So the question is really not a question at all. Just get going.

On the other hand if you don’t find yourself in any difficulty at all it is still a very good idea to check your credit report. It might help you prevent any false doing from a lender etc. so yeah, get your report today if you can.

Some states might have some additional information in the report but they are generally good enough where ever you live. And just so you know, your credit score is the result of what is in your report and if you suddenly sit there with a low score it is never too late. There is help you can get for all credit score/credit report issues. All you need to start with is getting your credit report.

Learn How to Use Your Credit Report

Learn How to Use Your Credit Report

There are things no one will tell us about our credit report. For instance what will low our credit scores? How do credit cards affect our credit report? How does having a credit history affect our credit report?

Things that will lower your credit scores:

Having a high balance on a credit card.

Letting companies access your credit report, if you are looking for a new mortgage make sure that each company you go to accesses your report in the same two-week period. If you allow a company to access your report outside of that two-week period you are letting them “hit” your credit score. Each time someone accesses your credit report they are taking away points, unless it is in that same two-week window.

Allowing anyone access to your credit report. Be very careful who you let access your report.

Changing credit cards within a six month to a year period.

Closing a credit card.

Not having enough credit history. As a younger person you may not have any credit history. Without a credit history you do not have anything on your credit report. This can affect the interest rate of loans. It is funny that not having a credit history will increase your interest rate just as much as having a bad credit score will increase your interest rate, but that is the truth.

You need to have credit cards, car loans, and mortgages to establish a credit history. You also need to keep each item in good standing by paying the monthly payment on time in order to keep a good to excellent credit score.

Your credit report is your avenue to getting good loans with low interest rates. The key is establishing your credit report with a good history. While you may not want credit cards because you are afraid of having that balance the fact is you need to have that credit limit on your credit report.

Credit Card Settlement – When Does Getting A Debt Settlement Make Financial Sense? Part 1

Credit Card Settlement - When Does Getting A Debt Settlement Make Financial Sense

In today’s world where every person is worried about his massive liabilities, credit card settlement is considered as the best way to be adopted. It can be checked and experienced in all possible ways. It can be done by asking people who have benefited them by adopting this method of getting rid of the depressed lives. By visiting the websites of Better Business Bureau and chamber of commerce one can get an idea that how many people are adopting this option for making their lives happier once again.

It is human nature that things in which people are not involved seem really difficult and complicated. But if one gives a bird’s eye view then he comes to know that it was not a big deal at all. Same is the case with credit card settlement. When one thinks to settle ones debt then it seems really difficult but as soon as the person gets involved in the procedures, he comes to know that the settlement deals are far easier to be carried out as compared to bankruptcy. In the underlined article let us see the complete procedure in three simple steps:

  • The First step of credit card settlement process is to hire a legitimate debt settlement company. Make sure that the company which you are selecting is registered on the websites of the better business bureau and chamber of commerce.
  • Present your case in detail to the financial experts of the company. They will collect the required information for their further working.
  • Afterward, they go will for negotiations with the credit card company and will get reduction for the debtor according to the decided terms and conditions.

Now some of the people may be thinking that is it true? Yes, the process of credit card settlement is really a simple procedure to be carried out. Once again it then it should be kept in mind that you should hire a legitimate settlement company. The ratio of reduction depends on the negotiations between the financial gurus of the settlement firm and the credit card company. In case you fail to hire an authentic company then you will not get the required results.